By Andrew Phillips, Managing Director, V12 Retail Finance
As 2025 draws to a close, it's clear this year has been one of recalibration for UK retail.
News and updates
Read the latest insight we have to offer.
With Christmas on the horizon, retailers are seeing a shift in consumer behaviour.
As the festive season fast approaches, UK retailers are gearing up for the golden quarter, the final three months of the year that can make or break annual sales targets.
At V12 Retail Finance, we offer simple, consumer-focused finance to help your customers spread the cost of the things they love, want or need.
The retail environment has never been more dynamic; understanding how to best serve your customers is pivotal.
Choosing the right retail finance provider isn't just a business decision; it's a growth strategy. The right partner can help you sell smarter, build stronger customer relationships, and turn browsers into loyal buyers.
The Bank of England's recent decisions on interest rates have significant implications for both borrowers and savers. As the base rate fluctuates, it directly impacts the cost of borrowing and the returns on savings.
As a retail finance provider, we've been giving you ways to spread the cost for over 20 years, and we never get tired of seeing you happy.
Well, if you're a consumer, it's all about you.
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