It’s all about you
We’ve been at the forefront of retail finance for over 20 years
so you can trust us to be there for you.

New App Launch
Download our new app and manage your V12 Finance anytime, anywhere with AppToPay.

We work hard to make things easy.
Helping you fulfil your ambitions through our innovative approach to finance alongside systems and service you can trust.
Latest News

Changes to UK interest rates - what they can mean for you as a borrower or a saver
24 January 2025
The Bank of England's recent decisions on interest rates have significant implications for both borrowers and savers. As the base rate fluctuates, it directly impacts the cost of borrowing and the returns on savings.

Giving you ways to pay for the things you love
26 July 2024
As a retail finance provider, we've been giving you ways to spread the cost for over 20 years, and we never get tired of seeing you happy.


V12 Retail Finance, proud headline sponsor of the National Cycling Show 2024
15 March 2024
For the third year running, we're supporting the National Cycling Show, an immersive retail experience enabling you to try (and then buy) everything from bikes to accessories.