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It’s all about you

We’ve been at the forefront of retail finance for over 20 years
so you can trust us to be there for you.

A new sofa for family time

The perfect ring for the big occasion

A new bike to explore the great outdoors

A piece of art as unique as you are

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New App Launch

Download our new app and manage your V12 Finance anytime, anywhere with AppToPay.

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We work hard to make things easy.
Helping you fulfil your ambitions through our innovative approach to finance alongside systems and service you can trust.

Retailers

Learn more about what we do and how we can help your business

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Customers

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Latest News

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Changes to UK interest rates - what they can mean for you as a borrower or a saver

The Bank of England's recent decisions on interest rates have significant implications for both borrowers and savers. As the base rate fluctuates, it directly impacts the cost of borrowing and the returns on savings.

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Giving you ways to pay for the things you love

As a retail finance provider, we've been giving you ways to spread the cost for over 20 years, and we never get tired of seeing you happy.

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Consumer Duty – what’s it all about?

Well, if you're a consumer, it's all about you.

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V12 Retail Finance, proud headline sponsor of the National Cycling Show 2024

For the third year running, we're supporting the National Cycling Show, an immersive retail experience enabling you to try (and then buy) everything from bikes to accessories.