With Christmas on the horizon, retailers are seeing a shift in consumer behaviour.
If it wasn't already clear, new research backs up point-of-sale (POS) finance is a key driver for shoppers as they balance what is expected to be the largest festive spend the UK has ever seen.
This blog explains why point-of-sale finance matters to customers, and how V12 Retail Finance can help your business grow by making your products and services more accessible.
Key driver: point-of-sale finance
The UK is now Europe's biggest festive spender, with a projected spend of £91 billion this Christmas. With such significant spending, customers expect flexible ways to pay.
Research from the Payment Systems Regulator shows nearly half of shoppers already use finance to spread costs. Proof that point-of-sale finance isn't just popular, it's essential.
The trend is clear: offering payment options is no longer a nice-to-have, it's a necessity. And with POS finance forecast to grow by 12% between 2025 and 2030, demand will only increase. Can your business afford to get left behind?
How can point-of-sale finance help your business grow?
Offering POS finance can deliver tangible benefits for your business:
Boost conversion rates: Customers are more likely to complete purchases when they can spread costs.
Increase average order value: Finance options encourage customers to buy higher-ticket items.
Drive repeat business: Flexible payment builds trust and loyalty.
Stay competitive: With consumers demanding finance options, offering finance options set you apart from competitors.
V12 Retail Finance is a trusted partner for retailers nationwide. We make your products and services more accessible to customers helping you increase sales and deliver the flexibility shoppers expect.
Why partner with V12 Retail Finance?
At V12, we don't just provide finance, we create solutions that give your business an edge. Our in-house technology, exceptional service, and 5-star customer reviews set us apart.
What makes us stand out?
Seamless integration with your existing checkout process.
Flexible finance options tailored to your customers.
Dedicated support to help you maximise sales and customer satisfaction.
We're more than a provider, we're your partner. From onboarding to ongoing support, we're with you every step of the way, making finance simple and powerful so you can focus on what matters: delivering an outstanding customer experience.
Finance solutions you can trust
The right finance solution doesn't just support sales; it transforms how customers shop. That's why we tailor products to your sector and business, ensuring flexibility for your customers and results for you.
From national brands to independents, in-store or online, we deliver systems and service built on years of trust. Our goal? To make finance effortless and effective so your business stays competitive, and your customers keep coming back.
Ready to take the next step? Let's make it happen.
Don't miss out on the opportunity to meet consumer demand. Join the V12 Revolution and partner with V12 Retail Finance today.