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About V12

We give customers ways to pay for the things they love.
We give retailers ways to better serve their customers.

Making a positive difference
for over 20 years

Man in a jewellery shop
Why V12?

Because you matter, we'll work hard for you, going over and above and always remembering that everyone is different.

Expect excellent service and trusted products because we're specialists in finance, and we make it all about you.

Secure Trust Bank Group

We’re part of the Secure Trust Bank Group which has been around for over 70 years. They provide savings accounts and lending services to over a million customers. 

They help fuel our passion for responsible lending.

Who we are and what we do

For more than 20 years, we’ve been creating ways to make a positive difference for our customers, both retailers and consumers alike. 

We were one of the first to offer online retail finance because we've always believed in finding ways to help people pay for the things they love.

The numbers bit

We work with over 1,200 retailers and have said yes to over 5 million applications so that customers can spread the cost.

We offer a selection of finance options that include popular interest-free products. We believe excellent customer service should be standard.

Our customers agree, with over 12,000 Trust Pilot reviews, we’re rated excellent.

The V12 experience

We make things easy. Finding better ways and using fresh ideas. 

You get much more than just our products: you get an experience that supports your wants and needs.

It’s all about you

We care, and we’re here to help make your life easier through our products and services.