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Where you’ll find us

We’re partnered with over 1200 UK retailers.

At V12, we make it all about you

People window shopping

We support over 1200 national and independent retailers both in-store and online so they can offer you ways to pay for the things you love. Next time you shop, ask about V12 Retail Finance. 

Consumer electrical

We partner with electrical retailers. From photographic and audio-visual equipment to home appliances or computers, we can help you spread the cost.

Whether you need a new TV or you're dreaming of a surround sound system, V12 Retail Finance is all about you and giving you ways to pay for the things you love.


We're experts when it comes to financing furniture. Whether you’re looking for a swanky new sofa or a beautiful bed (or anything in between!) – the choice of shops we work with plus our flexible V12 payment options mean your home furnishing dreams can come true.

We work with a huge selection of furniture retailers, from well-known national brands to your favourite local merchants.

Season Ticket

We get it, when you’re a true fan your club is your life and in partnership with your dream team, we want to get you there!

Our season ticket finance means you can have the flexibility of spreading your season ticket cost. Our process is simple and secure, so you can purchase season tickets quickly and easily online.

Want to know more and find out if we’re partnered with your club? Just click the button below.

V12 Season Ticket Finance

Leisure & Lifestyle

From outdoor lovers to art appreciation, we help you get serious about your passions by working with a wide range of your favourite retailers.

Mountain bikes, road bikes and hybrid bikes (to name just a few) are some of our specialities. We also partner with the Association of Cycle Traders (ACT) to provide the only cycle industry specific scheme in the UK called Ride it Away retail finance.

We finance gym equipment to help with indoor training and we help you live your best outdoor life, with finance for specialist tents, camping gear and golf equipment.

Art lovers rejoice, we offer finance designed to help you purchase coveted original and limited edition prints.

Home Improvement

Whether you're a DIY enthusiast, a doer-upper or your into fixtures and fittings, V12 finance could help. We get that these types of purchases take much more thought and consideration (and also more money) and we want you living in comfort in no time.

We've partnered with retailers who specialise in central heating, windows, doors and conservatories (excluding solar). Our retail finance solutions can help you make your purchase now, and you can sit back and relax, safe in the knowledge that you'll pay them in manageable repayments.


Whether you’re a budding musician or you’re a virtuoso, we want to help you achieve your dreams.

We work with a multitude of retailers across the UK who offer musical instruments, amps, PA systems, DJ equipment and so much more on finance. Purchasing musical items is an investment in yourself and your passion. With retail finance, you can  develop your musical talents, whilst having the comfort of secure, manageable repayments.

Jewellery & Watches

The right piece can mean the world. Whether it's an iconic diamond ring, a beautiful watch or a gift to celebrate the moment we provide retail finance solutions for a number of jewellers so they can help make your dreams come true. 


Laser Eye and Dental

We help laser eye clinics and dental practices of all sizes provide the highest quality of service to patients. We respect the strict confidentiality in this sector so you as a patient can apply for finance in the best way for you, whether in practice or at home.

Our partnership with practices across the UK means you can now have access to the treatments you need, with the flexibility of manageable repayments.

Want to know if your favourite retailers offer V12 Retail Finance? Pop in or take a look on-line at their website today.