Easy integration
Retail finance that fits your business needs
The V12 application works seamlessly on any mobile deviceFind out more
When customers make large purchases, the cost or affordability is often a key decision factor. V12 Retail Finance can help you to increase conversion rates and sales and grow your business, whether you're a smaller independent store or a national retailer.
Our research shows that 28% of customers spent more than they would have done without a finance option and 52% of customers wouldn't have made their purchase without a finance option*.
To offer interest bearing credit or finance terms longer than 12 months as a retailer, you will need to hold Financial Conduct Authority (FCA) authorisation. If you don't have FCA authorisation you can still offer up to 12 months' 0% finance.
FCA authorisation to offer retail finance is issued by the FCA. Please click here more information.
To become one of our retail partners you will need:
* Based on V12 Retail Finance customer survey 2015